Home / Canada / New Brunswick

New Brunswick Car Insurance Rates 2026: Compare Quotes by City

Find the cheapest car insurance in New Brunswick. Compare city-level rates, carrier rankings, and local risk data for all major New Brunswick cities. Average: $2,187/month in 2026.

$2,187
Province/State Average 2026
43+
Cities Covered
CA$400+
Potential Annual Savings
Compare New Brunswick Rates Free →

New Brunswick Car Insurance: 2026 Overview

Car insurance rates in New Brunswick average $2,187/month in 2026. Legal system: Tort. Vehicle theft risk: Low. Comparison shopping across at least three admitted carriers saves most New Brunswick drivers $300–$500/year.

Rates vary significantly by city: urban centres with high traffic density and theft exposure typically run 15–35% above the New Brunswick average, while rural and suburban markets offer meaningful savings for drivers who compare at renewal.

💡 Top Savings Tip for New Brunswick Drivers

Opt for First-Accident Forgiveness to protect your rate from post-winter incidents.

Browse New Brunswick Car Insurance by City

BathurstCar Insurance Rates Blacks HarbourCar Insurance Rates BouctoucheCar Insurance Rates CampbelltonCar Insurance Rates CaraquetCar Insurance Rates DalhousieCar Insurance Rates DieppeCar Insurance Rates DoaktownCar Insurance Rates EdmundstonCar Insurance Rates Eel River CrossingCar Insurance Rates Florenceville BristolCar Insurance Rates FrederictonCar Insurance Rates GagetownCar Insurance Rates Grand Falls NbCar Insurance Rates Grand MananCar Insurance Rates HamptonCar Insurance Rates HartlandCar Insurance Rates HillsboroughCar Insurance Rates LamequeCar Insurance Rates McadamCar Insurance Rates MiramichiCar Insurance Rates MonctonCar Insurance Rates NackawicCar Insurance Rates Norton NbCar Insurance Rates OromoctoCar Insurance Rates Perth AndoverCar Insurance Rates PetitcodiacCar Insurance Rates Plaster RockCar Insurance Rates QuispamsisCar Insurance Rates RiverviewCar Insurance Rates RogersvilleCar Insurance Rates RothesayCar Insurance Rates SackvilleCar Insurance Rates Saint JohnCar Insurance Rates Saint QuentinCar Insurance Rates ShediacCar Insurance Rates ShippaganCar Insurance Rates St MartinsCar Insurance Rates St StephenCar Insurance Rates StanleyCar Insurance Rates SussexCar Insurance Rates TracadieCar Insurance Rates Woodstock NbCar Insurance Rates

Frequently Asked Questions: New Brunswick Car Insurance

Is NB insurance affordable?
It accounts for the lowest percentage of disposable income in the Atlantic region.
How can I save on car insurance in New Brunswick?
Opt for First-Accident Forgiveness to protect your rate from post-winter incidents. Additionally, comparing at least 3 carriers at renewal is the single most impactful action: rate spreads for identical profiles in New Brunswick typically exceed $400/year.
How do I find the cheapest New Brunswick car insurance by city?
Click any city above to see city-specific rate averages, top carriers, and savings tips for that location. Rates vary by up to 35% across New Brunswick cities based on traffic density, theft rates, and local claim frequency.