Compare auto insurance rates across 150 cities in all major Canadian provinces. Find your city, understand your risk profile, and compare quotes to save up to CA$500 or more per year.
| Province | Avg/Month | Avg/Year | System | Cities | Explore |
|---|---|---|---|---|---|
| Ontario | CA$161 | CA$1,927 | private | 62 | View → |
| Alberta | CA$150 | CA$1,800 | private | 26 | View → |
| British Columbia | CA$142 | CA$1,700 | public (ICBC) + private optional | 29 | View → |
| Nova Scotia | CA$100 | CA$1,200 | private | 8 | View → |
| Manitoba | CA$115 | CA$1,381 | public (MPI) + private extension | 7 | View → |
| Saskatchewan | CA$104 | CA$1,249 | public (SGI) + private optional | 6 | View → |
| New Brunswick | CA$106 | CA$1,272 | private | 6 | View → |
| Newfoundland & Labrador | CA$120 | CA$1,440 | private | 4 | View → |
| Prince Edward Island | CA$90 | CA$1,080 | private | 2 | View → |
Provincial avg: CA$161/mo · Cheapest: Hanover (CA$123/mo) · System: private · Regulator: FSRA
Provincial avg: CA$150/mo · Cheapest: Ponoka (CA$128/mo) · System: private · Regulator: AIC
Provincial avg: CA$142/mo · Cheapest: Parksville (CA$117/mo) · System: public (ICBC) + private optional · Regulator: BCFSA
Provincial avg: CA$100/mo · Cheapest: Truro (CA$92/mo) · System: private · Regulator: NSURI
Provincial avg: CA$115/mo · Cheapest: Dauphin (CA$100/mo) · System: public (MPI) + private extension · Regulator: MPI / PUB
Provincial avg: CA$104/mo · Cheapest: Swift Current (CA$93/mo) · System: public (SGI) + private optional · Regulator: SGI / SIA
Provincial avg: CA$106/mo · Cheapest: Miramichi (CA$100/mo) · System: private · Regulator: FCNB
Provincial avg: CA$120/mo · Cheapest: Grand Falls-Windsor (CA$105/mo) · System: private · Regulator: CBSC
Provincial avg: CA$90/mo · Cheapest: Summerside (CA$88/mo) · System: private · Regulator: IRAC
All rates shown are estimates based on provincial regulatory filings, IBC data, and carrier rate surveys for 2025–2026. Rates represent a benchmark profile: one principal driver, aged 35–45, with a clean driving record, driving a mid-range vehicle approximately 15,000 km per year with standard liability and collision coverage. Your actual rate will vary based on your age, record, vehicle, postal code, and coverage selections.