Compare auto insurance across 6 New Brunswick cities. Provincial average: CA$106/month (CA$1,272/year). Insurance system: private. Regulator: FCNB.
New Brunswick operates a private insurance system regulated by FCNB. All drivers must carry minimum Third-Party Liability of CA$200,000. The mandatory coverage package includes Accident Benefits, Uninsured/Underinsured Motorist Protection, and Direct Compensation-Property Damage (DCPD).
New Brunswick's FCNB has taken steps to increase carrier competition in 2025–2026, with new carrier approvals in under-served smaller markets. The province's Atlantic Canada climate exposure — particularly ice storms, fog, and heavy snow — continues to drive higher-than-average comprehensive claims frequency in coastal and inland markets alike.
| Coverage | Description |
|---|---|
| Third-Party Liability | Minimum CA$200,000 required; pays compensation to others for injury or property damage |
| Accident Benefits | Provides medical, rehabilitation, and income replacement for you and passengers regardless of fault |
| Uninsured/Underinsured Motorist Protection | Protects you when injured by an uninsured or underinsured driver |
| Direct Compensation-Property Damage (DCPD) | Covers damage to your vehicle when another driver is at fault |
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