Province: New Brunswick System: private Regulator: FCNB Min TPL: CA$200,000 Prov Avg: CA$1,272/yr

Dieppe Car Insurance Rates 2026: Full NB Comparison

In Dieppe, the average driver pays CA$104/month (CA$1,248/year) — below the New Brunswick average by 2%. Top carrier: Intact. Risk profile: Low-Moderate Risk.

CA$104/mo
City Average 2026
CA$1,248/yr
Annual Estimate
CA$225 saved
Comparison potential
Compare Dieppe Quotes Free

Rate Comparison: Dieppe vs Nearby Cities (2026)

CityProvinceMonthlyAnnualNote
Riverview lowestNBCA$103CA$1,240CA$8 less
Moncton highestNBCA$106CA$1,272CA$24 more
Fredericton NBCA$103CA$1,240CA$8 less
Dieppe (this city)NBCA$104CA$1,2482% below prov avg
New Brunswick Provincial AvgCA$106CA$1,272Baseline

Dieppe sits below the New Brunswick provincial average, ranking it among the more affordable markets in the province. The most affordable nearby option in this comparison is Riverview at CA$1,240/year.

Risk Profile: Dieppe

Low-Moderate Risk
Moderate
Traffic
Low
Theft
Low-Moderate
Collision
Low-Moderate
Uninsured
Moderate-High
Weather

New Brunswick carriers use local traffic data, theft statistics, weather exposure, and collision frequency to calculate your Dieppe rate. Knowing your city's risk profile helps identify which coverage elements are driving your premium and which comparison strategies are most effective.

Top Discount Strategies for Dieppe

Multi-Vehicle Bundle

8% to 15%

Two or more vehicles with the same carrier simultaneously

Home & Auto Bundle

8% to 20%

Largest single available discount for homeowners and condo owners

Home and Auto Bundle

8% to 20%

Dieppe homeowners bundling property and auto with same carrier — strongest available discount in this market

Low Annual Mileage

5% to 15%

Dieppe residents with primarily local Greater Moncton Area driving under 15,000 km

Mandatory Coverage in New Brunswick

New Brunswick's private auto insurance market is regulated by the Financial and Consumer Services Commission (FCNB). All drivers must carry minimum Third-Party Liability and the standard mandatory coverages.

CoverageWhat It Covers
Third-Party LiabilityPays others for injury or property damage; minimum CA$200,000 in New Brunswick
Accident BenefitsProvides medical, rehabilitation, and income replacement for you and passengers regardless of fault
Uninsured/Underinsured Motorist ProtectionProtects you when injured by an uninsured or underinsured driver
Direct Compensation-Property Damage (DCPD)Covers damage to your vehicle when another driver is at fault

2026 Reform Update — New Brunswick

New Brunswick FCNB rate oversight continues through 2026. Dieppe shares Moncton metro risk zone — drivers who have not re-quoted in 2 or more years should comparison shop given increased carrier competition in the greater Moncton area.

New Brunswick's FCNB has taken steps to increase carrier competition in 2025–2026, with new carrier approvals in under-served smaller markets. The province's Atlantic Canada climate exposure — particularly ice storms, fog, and heavy snow — continues to drive higher-than-average comprehensive claims frequency in coastal and inland markets alike.

FAQ: Dieppe Auto Insurance

What is the average car insurance rate in Dieppe, NB?
The 2026 estimate is CA$104/month (CA$1,248/year), which is 2% below the New Brunswick provincial average of CA$1,272/year. Individual rates vary significantly based on your driving record, vehicle, age, and coverage choices.
Is car insurance mandatory in New Brunswick?
Yes. All New Brunswick drivers must carry valid auto insurance with minimum CA$200,000 Third-Party Liability. Driving uninsured can result in fines up to CA$5,000, licence suspension, and vehicle impoundment.
What discounts are available in Dieppe?
The highest-value discounts for Dieppe drivers in 2026 include: home and auto bundle (8–20%), multi-vehicle bundle (8–15%), home and auto bundle (8% to 20%), and low annual mileage (5% to 15%). Working with an independent broker to combine multiple discounts is the most effective overall approach.
How do winter tires affect my premium in NB?
New Brunswick carriers are not required to offer winter tire discounts, but most major carriers in the province provide credits of 3–7% for documented winter tire use. Given Atlantic Canada's ice storm and heavy snow exposure, winter tires are strongly recommended regardless of the discount.